What should i do with 35000 dollars

But usually it costs less to buy from within. Or you could try Vanguard just to see if they give you better or worse service than Fidelity. Or flip a coin You really do have the bulk of the important choices e. Based on performance to date you'll do fine.

Vjklander 5 O'Clock Shadow Posts: A lot of good advice here. I struggle with buying large chunks of stock at a time since it ties you more heavily to how the market is doing at that particular instance in time. But, you will occasionally find yourself in these positions and it's better to get your money into the market, even though it may or may not be a little over-inflated.

The goal is to get the process in place and stick to it over time and do not, i repeat, do not sell if the market crashes. I do no load, low fee mutual funds, but most Mustachians will probably recommend stock ETFs which is probably better.

I am thinking about transferring over, but I don't want to take the capital gains hit right now. Send it to me. I'm a Nigerian prince who is in need of a small amount of funds to access my inheritance of hundreds of millions of dollars.

Quote from: Vjklander on March 22, , AM. Quote from: soccerluvof4 on March 27, , AM. Nice to see someone else in the Bay Area. Not sure what kind of research tools E-Trade has, but you could always look to Charles Schwab.

They offer tons of research and investment options as well as services for 's, and their own stock rating system. Plenty of things get easier when you have more money, and diversification is one of them. We've dedicated an entire post to the various ways to invest in stocks.

Those big companies are big for a reason, and their continued growth and stability is a good anchor. Check out our list of the best brokers for mutual funds if you'd prefer this route. Understand how index funds work.

For nearer-term goals, or to balance out risk, you can select bond funds. Finally, now may be a time to try your hand at investing in specific companies. Learn more about how to buy individual stocks. Here's more on how to open a brokerage account. You should look at all your long-term money as one larger portfolio, regardless of how many accounts you have. For example, you can fill gaps in a subpar k investment selection with the investments you choose in your IRA or taxable account.

You also want to optimize for tax efficiency. Because a taxable brokerage account is, well, taxable, it makes sense to hold investments that carry a low tax burden — like stock index funds and municipal bond funds — in that account.

Investments that are taxed as ordinary income or that generate capital gains, like corporate bond funds and mutual funds with high stock churn, should go in a tax-deferred account like a traditional IRA or k. As far as financial goals go, retirement hogs all the attention. But a windfall can feel like permission to consider secondary goals, such as a house down payment or college for your kids. A house is not an investment, but it is an asset. Assuming your home holds value, your monthly mortgage payments build up a pot of equity you can tap one day.

This extra cash can go a long way toward speeding up that process. As for a college fund, the IRS allows you to front-load plan contributions, which are subject to the annual gift tax exclusion. Find out what to consider when opening a new brokerage account. Learn how to research stocks before you buy. Ideally, you'd be able to buy a whole block of homes just like this one and install quality working families to create your own safer neighborhood.

The property sits on what looks like a half acre the listing sheet says 50 acres, but it also says there are 2 million square feet, so I think someone made a data-entry boo-boo of poorly-tended land a nice opportunity for all you aspiring gardeners.

There is also a new storage facility on the property and the seller is offering a one-year home warranty. The property is on a corner lot , and from the Google map aerial view, it looks like a double lot. The home has two-bedrooms, one-bath, laundry facilities, and the owner has added a custom redwood deck and a covered carport.

You also get access to a clubhouse. The Zillow listing is a little confusing. Additional posted photos seem to be of a different property altogether - this one you'll definitely want to see in person.